Policy on Disclosure of Your Personal Information
THIS DOCUMENT CONTAINS IMPORTANT INFORMATION ON OUR CONCERN
FOR PROTECTING YOUR RIGHTS UNDER FEDERAL PRIVACY LAWS
We collect personal information about you and all our clients from the information you submit on our applications or other forms, and through information we obtain over the course of your business relationship with us.
Personal information is information that we collect from you that is not otherwise available from public sources. The categories of personal information we collect include the following:
A. Information about your transactions with our affiliates, others, or us such as account balances, investments, current and prior tax information, and credit card usage.
B. Information we may receive from a consumer reporting agency pertaining to your creditworthiness and credit history, including loan or mortgage payments made.
C. Information we receive from you on applications or other forms, such as name, address, social security number, assets, income, and names of family members.
As a general rule, we will not disclose any personal information about our clients or former clients to anyone. However, we may be required by law to disclose personal information about you, as for example, in response to a subpoena or other court order. Also, we may disclose, based upon your written request, personal information about you to other financial planning and investment advisor firms.
Within our institution, we provide access to your personal information only to those employees who need to know the information to provide you with our services. We maintain physical, electronic, and procedural safeguards to guard your personal information.
We do not share your personal information with companies that perform marketing services.